CECL Express https://validator.w3.org/feed/docs/rss2.html 0 Blog Post Template Contact Us About Us Home demo Footer FreeDemo Ingenious CECL solutions with CECL Express – Community Bank 400 – 500 million Ingenious CECL solutions with CECL Express-Credit Union 10 million – 15 million Ingenious CECL solutions with CECL Express – Community Bank up to 400 million Ingenious CECL solutions with CECL Express-Credit Union up to 2 billion Ingenious CECL solutions with CECL Express-Credit Union up to 50 million Ingenious CECL solutions with CECL Express – Community Bank up to 1 billion Ingenious CECL solutions with CECL Express-Credit Union 450 million – 500 million Ingenious CECL solutions with CECL Express – Community Bank up to 100 million Ingenious CECL solutions with CECL Express – Credit Union up to 100 million Ingenious CECL solutions with CECL Express – Community Bank 750 million to 1 billion CECL DATA SOURCES OVERVIEW FOR SMALL BANKS – FFIEC, FRED, AND FED PREPARING FOR THE CECL AUDIT – DATA TRANSPARENCY Q-FACTORS – THE SECRET SAUCE FOR EVERY US INSTITUTION PROBABILITY OF DEFAULT – POOL VS CREDIT SCORE THE RELATIONSHIP BETWEEN DCF, PD/LGD AND LOAN PRICING AUDIT READINESS 2 – LAYING THE INFORMATION OUT TO HELP THE AUDITOR OPTIMIZATION AND RISK APPETITES – VOLATILITY VS ABSOLUTE COST IDENTIFYING ISSUES – HISTORIC COMPARISONS BETWEEN REPORTING PERIODS CECL – EXPERIENCES FROM IMPLEMENTATION FOR SMALLER BANKS AND CREDIT UNIONS TALES FROM THE FRONTLINE OF CECL IMPLEMENTATION – PART 1 TALES FROM THE FRONTLINE OF CECL IMPLEMENTATION – PART 2 TALES FROM THE FRONTLINE OF CECL IMPLEMENTATION – PART 3 IDENTIFYING ISSUES – THE NEED TO STORE ALL DATA USED FOR ANALYSIS IDENTIFYING ISSUES – LOAN LEVEL ANALYSIS THE NEED FOR SCENARIOS IN CECL DISCOUNT CASHFLOW: WHY IT MAKES SENSE AND WHAT IT NEEDS IMPLEMENTING CECL QUICKLY CAN THE CALL REPORT BE USED ALONE TO GENERATE CECL? DEEP DIVE INTO THE WARM METHOD AND AVERAGING EFFECTS ON OUTLIERS IFRS 9 IMPLEMENTATION LESSONS FOR CECL MAINTAINING VINTAGE LOSS RATE METHODOLOGY UNDERSTANDING LOAN CLASSIFICATIONS UNDER CECL CURRENT WRITE-OFF RATES AND Q-FACTORS IN ROLL-RATE METHOD PREPARING FOR PARALLEL RUNS DATA AND ISSUES AROUND CREATING A SMOOTH, AUDITABLE PROCESS IN THE FUTURE AN OVERVIEW OF THE 5 MAIN MODELS THAT ARE RECOMMENDED FOR CECL AN IN-DEPTH EXAMINATION OF THE PROBABILITY-OFDEFAULT/ LOSS GIVEN DEFAULT METHOD CECL IMPLEMENTATION CHECKLIST FOR SUCCESS DEEP DIVE INTO WARM AND DISCOUNTED CASHFLOW METHODS THE IMPACT OF CECL AND REVISED DATES PROPOSED BY THE FASB FOR SMALL BANKS TO IMPLEMENT IT WHAT IS CECL AND WHY WAS IT CREATED? CECL SOLUTIONS FOR SMALLER BANKS AND CREDIT UNIONS A DEEP DIVE ON VINTAGE AND ROLL-RATE METHODS